Friday, August 2, 2013

My prosperity ...


I’m not good with numbers.

As a freelance journalist, I made a very good writer. But something happened to my brain when confronted with invoices and BAS statements, and I suddenly got all very muddled.

My relationship with numerals has just grown from bad to worse in recent years. Like a lot of single parents, I struggle to pay the bills, and unexpected medical or motor vehicle expenses are crippling. A school camp, new shoes, not to mention the fact that I'd like do or buy something fun for a change … Let’s just say there’s a fair bit of juggling that goes on where money is concerned.

And for a woman who once owned her own home and was reasonably financially comfortable, I think: What the hell happened?

That’s why I was thrilled to get the chance to trial a free product called My Prosperity.

My Prosperity is an online tool that securely links your bank accounts, credit cards, loans, super, shares, property, car and more, all in one place.

Knowing my problems with figures – and with IT – I thought I’d find the site difficult to navigate, particularly adding accounts and things. But My Prosperity basically walks you through it, does what it says it will do, and adds the different accounts and super or whatever, from all the different places where they are held, and puts them right where you can see them.

If you’re feeling brave, you can have it calculate your net worth – and taking into account insurance and assets, you might find you’re worth more than you think! If you’re not, there are ways to increase your wealth, quickly and relatively easily.

My Prosperity will also automatically organise your spending into categories, so you can easily see exactly where your money is going.

So basically it’s a budget but I don’t think it’s ever been so easy to DIY, or so quick.  You’ll see exactly how much you spend on groceries, petrol, or medications, and connect all your financial accounts together – regardless of which bank they are with.

I also got an instant valuation for my car, and the site will do the same for homes.  

There are also tools for setting goals, savings and more.

I know this sounds like an ad, but I’m just so thrilled to have found something that has made it easy for me to do my own budget, and understand where I’m doing well and where I need to improve, that I want to share it with everyone.

To try it, just go to My Prosperity and register. You can take your time filling in the information if its too daunting to do in one go, all from the comfort of home or work. 
And it's free! 

(Gosh, this totally does sound like an ad ... and it's not!

So you know it's still Bronnie here and not a spambot, I also like:

* Good coffee

* The staff at EB Games who are ever so nice to my kids, and always so knowledgeable about the games they sell

* Puppy breath

* That my daughter wrote that she wanted to go to see Australian author Jackie French because she wanted to be a writer 'like my Mum' and Jackie French might inspire her. If only I was a tiny percentage of the writer Jackie French was, I'd be happy. But bless her all the same. 

* Having enough money to pay for everything we need.) 

4 comments:

Char said...

I swear you wouldn't like my puppy's breath. Okay - yes she's really a dog. She has breath that would wilt roses.

Janet Camilleri said...

Haha love the bit at the end about not being a spambot ... just might have to go check out this My Prosperity thingy, seeing as it's free and all ...

Not Quite Nigella said...

I'm with you Bronnie! I'm terrible with numbers-they're like alien code to me :P

Salz DummySpit said...

I was like you when we owned our own home. I knew all the bills and when and where they were coming from. Now that we are renting its different. I have let go a little and just spend up but still making sure there is enough for bills etc.

I need to get back on the budget wagon.

Thanks for linking up with What's Up Wednesday #WUW